Find the Perfect Loan for You.

1.“FHA Home Advantage Nationwide Zero Down FHA Mortgage 

Home Advantage zero down FHA mortgage offers down payment assistance (DPA) up to 5% of your total loan amount to help with your down payment and closing costs. Not all borrowers will qualify.

• No down payment required
• No first-time home buyer requirement
• No Income Restrictions
• No Geographic Restrictions

2. 97% LTV” Conventional Loans: The 3% Solution!

• For 1-unit principal residences only, including condos!
• Fixed-rate mortgage with maximum 30-year term
• Loan limits: $484,350 in most counties
• Down payment and reserves may come as a gift from an eligible donor
• Not all borrowers will qualify.

3. VA Loans: No down payment

Veterans, active-duty service personnel, and reservists deserve to live the American dream that they help protect. Not all borrowers will qualify. Features of the VA loan program include:

• Up to 100% financing for qualified borrowers
• Choice of fixed-rate or adjustable-rate products
• Funds for down payment—plus all closing costs—can come entirely from gifts, grants and waivers

4. Conventional/State/Local

There are a variety of down payment options available. It’s important to note that loans with low down payment features may require monthly mortgage insurance which could increase the overall cost of the loan. Talk with a home mortgage consultant for additional details. Contact us today for a complimentary consultation. Not all borrowers will qualify.