Cost Savings
You can realize thousands of dollars in savings when working with Prosperity Home Mortgage and an approved Divorce My Landlord real estate professional.
As part of our commitment to helping you achieve your goal of home ownership, qualified buyers will receive direct financial contributions at closing, that’s right, we will contribute from our commission directly to your closing costs.
Divorce My Landlord Benefits:
- Housing Assistance Grants
- Down Payment Assistance Programs
- No Loan Application Fees
- Buyer Rebate Program
- Refunded Appraisal Fee
- Credit Repair Programs
- Quality Real Estate Professional Consultation
Prosperity Home Mortgage Benefits:
- Prosperity Second Opinion – Show us a valid, current Loan Estimate or loan worksheet from another lender, and we will meet or beat the competitor’s offer, or we will give you $10,000.
- Complimentary Appraisal – For all loan closings with Prosperity Home Mortgage through 06/30/2022, a lender credit will be applied to cover the cost of the appraisal, up to $1,000.
- No VA Origination Fee – Qualified customers using VA home financing will pay no loan origination fee (up to $1,350 value).
Not all borrowers will qualify. Not available in all areas. This offer is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications.
This promotion is valid on loan applications made through Prosperity Home Mortgage, LLC from 01/01/2022 through 06/30/2022. This offer only applies to fixed-rate conventional, FHA and VA conforming loans for the purchase of existing real property. Valid for the purchase of a primary residence only. Not valid on non-owner-occupied investment properties, second homes, new construction or renovation financing. Only applicable for substantially similar loan products and terms, including down payment and property type. If you have a current lock-in agreement, this is NOT an inducement to transfer your loan. This promotion may not be combined with any other offers, discounts or promotions. Standard credit and collateral underwriting guidelines apply. This is not a commitment to lend. Prosperity Home Mortgage, LLC will be able to offer a loan commitment to qualified applicants upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal, and title report. See a mortgage consultant for details.
Borrowers must present: 1) a Loan Estimate or valid loan worksheet with interest rate and lender origination charges issued by a licensed mortgage lender dated within the same business day of the request for a Second Opinion and 2) loan application with Prosperity Home Mortgage, LLC including requested documentation in order to determine qualification. Borrowers may only present one Loan Estimate or loan worksheet per competitor for each loan product offered for comparison as part of this program.
Prosperity Home Mortgage, LLC is required to comply with all applicable federal and state tax laws and regulations. Recipient may be required to provide additional information for tax purposes prior to receiving the funds and or may receive applicable tax and income reporting forms as a result of receipt of the funds. Recipients should consult a tax profession for all questions concerning the tax implications of this program.
Borrowers are eligible for a lender credit toward closing costs on the Closing Disclosure on a new purchase, secured by a first mortgage or deed of trust (New Loan), subject to qualification, approval and closing with Prosperity Home Mortgage, LLC. Loan must close within 90 days from the date of loan application. Lender credit may not exceed $1,000.00 for appraisal and will be applied against the cost of the first appraisal only. No credit will be provided for additional appraisals, if required. This offer must be presented at time of application and all eligibility requirements met no later than 2 days prior to the New Loan closing date. This lender credit is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or before 06/30/2022.
Prosperity Home Mortgage, LLC is not affiliated with or endorsed by any government agencies.
